6 or 12 months Interest Free with Gem Visa*
$250 minimum purchase. Minimum monthly payments required. Lending criteria, T&Cs & fees apply.
Terms & fees
Includes a $55 establishment fee and $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.)
applies after the Interest Free term ends. *Paying only the minimum monthly repayment of 3% of the outstanding monthly balance
or $20 (whichever is more) may not be sufficient to repay the purchase amount(s) during the Interest Free term. Further
information on rates and fees is available at
gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.